Terms of Use

Effective: September 1, 2020

Thanks for visiting us our website. Please read these terms carefully so that you understand them. This website does not constitute an offer or solicitation to sell securities.

By accessing or using our website (the “Website”), you agree to be bound by these terms and conditions (“Terms of Use”) with True Rate Services LLC (together with our affiliates and subsidiaries, collectively, “we” or “us”). You represent that you have the authority to agree to these Terms of Use and are of sufficient legal age in your jurisdiction to enter into this agreement. If you do not agree with these Terms of Use, you cannot access or use the Website.

Privacy Policy

Please refer to our Privacy Policy , which describes our privacy practices, including how we collect, use and disclose your personally identifiable information (“Personal Information”).

Website Features

On our Website, you have the option to communicate with us, including, without limitation, by clicking on the “Contact Us” link (or other similar links) or by providing information related to special events sponsored by us. By entering your personal information on our Website (including, without limitation, into any online form found thereon), you agree that we may contact you about updates, promotions, events, and other marketing information. You agree that all agreements, notices, disclosures and other communications that we provide you electronically satisfy any legal requirement that such communications be in writing. Your name and email address, along with certain other elements that could be used to identify you, are included in your Personal Information as defined above.

The Website Does Not Provide Professional Advice

The Website is used for reference and informational purposes only and is not intended to provide professional advice. You agree that accessing our Website does not create a professional or business relationship with you.


You agree you will not post, publish, reproduce, transmit, distribute or otherwise view, use or exploit the Website in a manner that: (1) is inconsistent with these Terms of Use; (2) violates any federal, state or local law, rule, regulation or order, or (3) could damage, disable, overburden, or impair the Website or interfere with any other party’s use and enjoyment of the Website.You agree that you will not attempt to interrupt the operation of the Website in any way.

You will not impersonate any person or entity, or misrepresent your affiliation with a person or entity, or misrepresent the origin of any information that you provide to us. You agree that your use of the Website will at all times be for a lawful purpose and you agree to comply with all applicable laws and regulations in your use of the Website. Possible evidence of use of the Website for illegal purposes may be provided to law enforcement authorities.

You also agree you will not:

  • Use any robot, spider, scraper, or other automated data extraction tool or program to access, acquire, copy or monitor the Website;
  • Use or attempt to use any engine, software, tool, agent, or other device or mechanism to navigate or search the Website, other than the search engines generally available (such as Google);
  • Upload or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features;
  • Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Website;
  • Attempt to gain an unauthorized access to any portion of the Website, use the Website for any unlawful purpose, or otherwise interfere or disrupt the Website;
  • Use the Website for any commercial purpose; or
  • Remove or obscure any proprietary information on the Website.

Intellectual Property

The Website contains images, graphics, frames, logos, text, code, and other various elements that are protected by copyrights, trademarks, trade secrets, patents, or other proprietary rights, and these rights are valid and protected in all forms, media, and technologies existing now and hereinafter developed. You acknowledge that the Website and any content on it is and will remain our property or the property of our licensors. You agree to comply with all intellectual property laws, and you will not encumber any interest in, or assert any rights to, the Website. You may not modify, transmit, participate in the sale or transfer of, or create derivative works based on the Website, in whole or in part.

Interest Rates

Any interest rates contained or shown on the Website are indicative of current market conditions and are subject to change without notice. Due to various factors, including changing market conditions, interest rate information may be inaccurate, delayed or otherwise incorrect, as interest rates may fluctuate daily and/or throughout the day. Interest rates are derived from sources we believe to be reliable, but we do not guarantee the accuracy or completeness of such information, nor do we assume any liability for damages resulting from or arising out of the use of such interest rates. Posted interest rates do not constitute an offer to lend, and all loans are subject to each lender’s credit approval process and standard underwriting procedures, including, without limitation, know-your-client procedures.

Past Performance

Please remember that past performance may not be indicative of future results. Different types of loans and/or investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, loan or strategy made reference to directly or indirectly in the Website will be profitable or equal any corresponding indicated historical performance level(s), or be suitable for your portfolio or real property.


The Website provides a link for investors to a third-party platform and may also provide links to other third-party websites. Our decision to link to a third-party website is not an endorsement of the content, products or services in the third-party website. We do not control these third-party websites and expressly disclaim any responsibility for the content, the accuracy of the information and any products or services available on the third-party websites. We have not investigated or monitored the third-party websites for accuracy or completeness. The third-party websites may have different privacy policies and security standards than our Website.


Subject to the terms and conditions set forth in the Privacy Policy , we protect your privacy related to the Website and maintain appropriate administrative and technical controls to safeguard the security and privacy of your Personal Information.